题　目：The Green Value of BigTech Credit

嘉　宾：苏丹 助理教授 长江商学院

主持人：幸婧 副教授 awc777万象城娱乐官网

时　间：2024年12月18日（周三）13:30-15:00

地　点：awc777万象城娱乐官网 徐汇校区安泰楼A503室

内容简介:

Using 48 months of data from 100,000 randomly selected users of Ant Forest – the leading personal carbon accounting platform integrated within Alipay, China’s prominent Fintech super-app – we demonstrate that individuals strategically engage in eco-friendly behaviors to enhance their credit limits, particularly when approaching borrowing constraints. This behavior also benefits the platform, as green actions increase data value, thereby improving the efficiency of credit lending. To establish causality, we leverage exogenous shocks to credit line usage induced by the 2020 Double 11 shopping festival in China. Finally, we quantify the societal green losses that would arise from the dismantlement of BigTech platforms.

演讲人简介：

Dan Su is an Assistant Professor of Finance at the Cheung Kong Graduate School of Business. He completed his Ph.D. at the University of Minnesota in 2022. His research specializes in international finance and macro-finance, with his work published in top journals, such as the Journal of International Economics. His papers have garnered several awards, including the Western Finance Association Ph.D. Candidate Award for Outstanding Research, the Best Paper Award from MLU’s School of Economics and Business, and the Best Paper Award at the Journal of Finance and Data Science Conference.

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